| Place Name/Near by place | Typical Insured Amount ($) | High Deductible($) ($2500) |
Low Deductible($) ($500) |
|---|---|---|---|
| Babylon, NY | $343700 | $938 | $1,290 |
| Island Park, NY | $370900 | $1165 | $1,603 |
| Albertson, NY | $548600 | $1795 | $2,470 |
| Malverne, NY | $441900 | $826 | $1,136 |
| Barnum Island, NY | $446900 | $1541 | $2,120 |
| Brookville, NY | $1815600 | $750 | $1,032 |
| Dix Hills, NY | $694600 | $608 | $837 |
| Ronkonkoma, NY | $338200 | $724 | $996 |
| Nassau County, NY | $460700 | $1089 | $1,499 |
| North Massapequa, NY | $432000 | $1464 | $2,015 |
| Coverage Amount | Home Insurance Cost ($) |
|---|---|
| $100,000 | $367 |
| $200,000 | $1,080 |
| $300,000 | $1,470 |
| $400,000 | $1,908 |
| $500,000 | $2,442 |
| $750,000 to $1000,000 | $2,824 |
| Above $1000,000 | $3,339 |
| Average Home Insurance Cost($) National Average $1224 | |
| Babylon, NY Average Home Insurance Cost | $1,305.9 |
|---|---|
| State Average Home Insurance Cost | $1,164 |
| Difference Vs national Average | 81.9 |
| Insurance Provider | Average Homeowners Insurance Cost($) |
|---|---|
| Nationwide | $1,108 |
| Preferred Insurance | $900 |
| Travelers | $847 |
| Narragansett Bay | $786 |
| Type | Discount/Extra Cost in ($) | Premium After Claim Payout ($) |
|---|---|---|
| Claim Free | -170 | 1136 |
| One Claim | +118 | 1423 |
| Two Claims | +183 | 1489 |