Home Insurance Costs with Deductible Scenarios in Central Islip, NY & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Central Islip, NY	$254900	$675	$929
New Cassel, NY	$334300	$712	$980
Hauppauge, NY	$459500	$825	$1,135
Blue Point, NY	$401800	$1313	$1,806
Mount Sinai, NY	$446500	$790	$1,087
Wantagh, NY	$479400	$608	$836
Stony Brook, NY	$447600	$793	$1,091
Bay Shore, NY	$323000	$678	$934
Northport, NY	$562600	$605	$833
Shirley, NY	$253200	$586	$807

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Impact of Coverage Amount on Home Insurance Cost In Central Islip, NY

Coverage Amount	Home Insurance Cost ($)
$100,000	$421
$200,000	$1,118
$300,000	$1,463
$400,000	$1,814
$500,000	$2,322
$750,000 to $1000,000	$2,685
Above $1000,000	$3,175

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Central Islip, NY Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Central Islip, NY Average Home Insurance Cost	$939.84
State Average Home Insurance Cost	$1,164
Difference Vs national Average	-284.16

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Top Homeowners Insurance Companies in Central Islip, NY

Insurance Provider	Average Homeowners Insurance Cost($)
Allstate	$1,192
USAA	$1,038
Narragansett Bay	$786
State Farm	$748

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Central Islip, NY Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-113	827
One Claim	+85	1024
Two Claims	+113	1053

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