Home Insurance Costs with Deductible Scenarios in Commack, NY & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Commack, NY	$471300	$1127	$1,551
Oyster Bay, NY	$485900	$618	$850
Cold Spring Harbor, NY	$763900	$605	$833
Head of the Harbor, NY	$887600	$641	$882
Plainedge, NY	$404000	$721	$992
Village of the Branch, NY	$516100	$1704	$2,345
Greenlawn, NY	$460500	$828	$1,139
Norwalk, CT	$421900	$999	$1,375
Asharoken, NY	$1155000	$532	$732
St. James, NY	$445000	$786	$1,081

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Impact of Coverage Amount on Home Insurance Cost In Commack, NY

Coverage Amount	Home Insurance Cost ($)
$100,000	$285
$200,000	$984
$300,000	$1,285
$400,000	$1,600
$500,000	$2,048
$750,000 to $1000,000	$2,368
Above $1000,000	$2,800

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Commack, NY Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Commack, NY Average Home Insurance Cost	$1,569.375
State Average Home Insurance Cost	$1,164
Difference Vs national Average	345.375

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Top Homeowners Insurance Companies in Commack, NY

Insurance Provider	Average Homeowners Insurance Cost($)
Liberty Mutual	$1,324
Nationwide	$1,108
USAA	$1,038
Travelers	$847

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Commack, NY Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-220	1350
One Claim	+94	1664
Two Claims	+204	1773

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