| Place Name/Near by place | Typical Insured Amount ($) | High Deductible($) ($2500) |
Low Deductible($) ($500) |
|---|---|---|---|
| Elmont, NY | $374900 | $1065 | $1,465 |
| North Hills, NY | $979500 | $608 | $837 |
| Mill Neck, NY | $1195700 | $542 | $746 |
| Sea Cliff, NY | $658000 | $608 | $836 |
| Salisbury, NY | $439200 | $818 | $1,126 |
| Flower Hill, NY | $1237700 | $794 | $1,092 |
| East Norwich, NY | $640000 | $2041 | $2,809 |
| Mount Vernon, NY | $355600 | $985 | $1,356 |
| East Massapequa, NY | $424400 | $777 | $1,069 |
| Little Ferry, NJ | $323300 | $655 | $901 |
| Coverage Amount | Home Insurance Cost ($) |
|---|---|
| $100,000 | $368 |
| $200,000 | $1,160 |
| $300,000 | $1,562 |
| $400,000 | $1,998 |
| $500,000 | $2,557 |
| $750,000 to $1000,000 | $2,957 |
| Above $1000,000 | $3,497 |
| Average Home Insurance Cost($) National Average $1224 | |
| Elmont, NY Average Home Insurance Cost | $1,483.2 |
|---|---|
| State Average Home Insurance Cost | $1,164 |
| Difference Vs national Average | 259.2 |
| Insurance Provider | Average Homeowners Insurance Cost($) |
|---|---|
| Preferred Insurance | $900 |
| NYCM Insurance | $812 |
| Narragansett Bay | $786 |
| State Farm | $748 |
| Type | Discount/Extra Cost in ($) | Premium After Claim Payout ($) |
|---|---|---|
| Claim Free | -208 | 1276 |
| One Claim | +89 | 1572 |
| Two Claims | +178 | 1661 |