Home Insurance Costs with Deductible Scenarios in Freeport, NY & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Freeport, NY	$317400	$866	$1,192
North Merrick, NY	$467500	$1649	$2,269
Upper Brookville, NY	$1816200	$750	$1,032
Centre Island, NY	$1558300	$722	$994
Farmingdale, NY	$382400	$695	$956
Barnum Island, NY	$446900	$1541	$2,120
Bellerose, NY	$618700	$1985	$2,732
South Valley Stream, NY	$443500	$1524	$2,097
Bellmore, NY	$457900	$820	$1,129
Roslyn Estates, NY	$1077500	$731	$1,006

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Impact of Coverage Amount on Home Insurance Cost In Freeport, NY

Coverage Amount	Home Insurance Cost ($)
$100,000	$449
$200,000	$1,138
$300,000	$1,448
$400,000	$1,829
$500,000	$2,341
$750,000 to $1000,000	$2,707
Above $1000,000	$3,201

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Freeport, NY Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Freeport, NY Average Home Insurance Cost	$1,206.21
State Average Home Insurance Cost	$1,164
Difference Vs national Average	-17.79

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Top Homeowners Insurance Companies in Freeport, NY

Insurance Provider	Average Homeowners Insurance Cost($)
Liberty Mutual	$1,324
The Hanover	$1,229
Chubb	$782
State Farm	$748

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Freeport, NY Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-169	1037
One Claim	+84	1291
Two Claims	+157	1363

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