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Home Insurance Costs with Deductible Scenarios in Hempstead, NY & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Hempstead, NY $421300 $951 $1,309
Plandome Heights, NY $1111300 $745 $1,026
Roslyn Harbor, NY $1137300 $756 $1,040
Nassau County, NY $460700 $1089 $1,499
Hewlett, NY $439600 $819 $1,127
Port Washington, NY $771400 $606 $834
Woodsburgh, NY $932700 $463 $637
Floral Park, NY $546600 $613 $844
Oyster Bay, NY $485900 $618 $850
Lake Success, NY $1156900 $764 $1,051

Impact of Coverage Amount on Home Insurance Cost In Hempstead, NY

Coverage Amount Home Insurance Cost ($)
$100,000 $319
$200,000 $1,000
$300,000 $1,266
$400,000 $1,532
$500,000 $1,961
$750,000 to $1000,000 $2,267
Above $1000,000 $2,681


Hempstead, NY Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Hempstead, NY Average Home Insurance Cost$1,325.025
State Average Home Insurance Cost$1,164
Difference Vs national Average101.025

Top Homeowners Insurance Companies in Hempstead, NY

Insurance Provider Average Homeowners Insurance Cost($)
Allstate $1,192
USAA $1,038
Travelers $847
Chubb $782

Hempstead, NY Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -186 1140
One Claim +80 1405
Two Claims +172 1497