Home Insurance Costs with Deductible Scenarios in Hempstead, NY & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Hempstead, NY	$421300	$951	$1,309
Plandome Heights, NY	$1111300	$745	$1,026
Roslyn Harbor, NY	$1137300	$756	$1,040
Nassau County, NY	$460700	$1089	$1,499
Hewlett, NY	$439600	$819	$1,127
Port Washington, NY	$771400	$606	$834
Woodsburgh, NY	$932700	$463	$637
Floral Park, NY	$546600	$613	$844
Oyster Bay, NY	$485900	$618	$850
Lake Success, NY	$1156900	$764	$1,051

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Impact of Coverage Amount on Home Insurance Cost In Hempstead, NY

Coverage Amount	Home Insurance Cost ($)
$100,000	$319
$200,000	$1,000
$300,000	$1,266
$400,000	$1,532
$500,000	$1,961
$750,000 to $1000,000	$2,267
Above $1000,000	$2,681

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Hempstead, NY Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Hempstead, NY Average Home Insurance Cost	$1,325.025
State Average Home Insurance Cost	$1,164
Difference Vs national Average	101.025

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Top Homeowners Insurance Companies in Hempstead, NY

Insurance Provider	Average Homeowners Insurance Cost($)
Allstate	$1,192
USAA	$1,038
Travelers	$847
Chubb	$782

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Hempstead, NY Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-186	1140
One Claim	+80	1405
Two Claims	+172	1497

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