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Home Insurance Costs with Deductible Scenarios in Huntington Station, NY & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Huntington Station, NY $356900 $991 $1,363
Bayport, NY $429500 $791 $1,088
North Great River, NY $353900 $1087 $1,496
Islip Terrace, NY $351300 $765 $1,052
Munsey Park, NY $1505700 $870 $1,198
Oyster Bay Cove, NY $1547000 $721 $992
Stamford, CT $516000 $992 $1,364
Oceanside, NY $443900 $1029 $1,416
North Bay Shore, NY $288300 $819 $1,126
Glenville, CT $760300 $1842 $2,534

Impact of Coverage Amount on Home Insurance Cost In Huntington Station, NY

Coverage Amount Home Insurance Cost ($)
$100,000 $333
$200,000 $1,130
$300,000 $1,479
$400,000 $1,971
$500,000 $2,523
$750,000 to $1000,000 $2,917
Above $1000,000 $3,449


Huntington Station, NY Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Huntington Station, NY Average Home Insurance Cost$1,379.7
State Average Home Insurance Cost$1,164
Difference Vs national Average155.7

Top Homeowners Insurance Companies in Huntington Station, NY

Insurance Provider Average Homeowners Insurance Cost($)
Liberty Mutual $1,324
NYCM Insurance $812
State Farm $748
MetLife $742

Huntington Station, NY Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -193 1187
One Claim +97 1476
Two Claims +179 1559