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Home Insurance Costs with Deductible Scenarios in Long Beach, NY & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Long Beach, NY $463200 $1098 $1,511
Garden City Park, NY $590100 $1909 $2,627
Uniondale, NY $337900 $723 $995
Munsey Park, NY $1505700 $870 $1,198
Massapequa Park, NY $448500 $795 $1,094
Inwood, NY $375100 $675 $929
Hewlett Neck, NY $1062500 $505 $695
Valley Stream, NY $385400 $999 $1,374
Salisbury, NY $439200 $818 $1,126
East Atlantic Beach, NY $615700 $1977 $2,721

Impact of Coverage Amount on Home Insurance Cost In Long Beach, NY

Coverage Amount Home Insurance Cost ($)
$100,000 $373
$200,000 $1,025
$300,000 $1,332
$400,000 $1,590
$500,000 $2,035
$750,000 to $1000,000 $2,353
Above $1000,000 $2,783


Long Beach, NY Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Long Beach, NY Average Home Insurance Cost$1,528.875
State Average Home Insurance Cost$1,164
Difference Vs national Average304.875

Top Homeowners Insurance Companies in Long Beach, NY

Insurance Provider Average Homeowners Insurance Cost($)
Liberty Mutual $1,324
Travelers $847
NYCM Insurance $812
State Farm $748

Long Beach, NY Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -183 1345
One Claim +138 1666
Two Claims +183 1712