Home Insurance Costs with Deductible Scenarios in Long Beach, NY & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Long Beach, NY	$463200	$1098	$1,511
Garden City Park, NY	$590100	$1909	$2,627
Uniondale, NY	$337900	$723	$995
Munsey Park, NY	$1505700	$870	$1,198
Massapequa Park, NY	$448500	$795	$1,094
Inwood, NY	$375100	$675	$929
Hewlett Neck, NY	$1062500	$505	$695
Valley Stream, NY	$385400	$999	$1,374
Salisbury, NY	$439200	$818	$1,126
East Atlantic Beach, NY	$615700	$1977	$2,721

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Impact of Coverage Amount on Home Insurance Cost In Long Beach, NY

Coverage Amount	Home Insurance Cost ($)
$100,000	$373
$200,000	$1,025
$300,000	$1,332
$400,000	$1,590
$500,000	$2,035
$750,000 to $1000,000	$2,353
Above $1000,000	$2,783

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Long Beach, NY Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Long Beach, NY Average Home Insurance Cost	$1,528.875
State Average Home Insurance Cost	$1,164
Difference Vs national Average	304.875

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Top Homeowners Insurance Companies in Long Beach, NY

Insurance Provider	Average Homeowners Insurance Cost($)
Liberty Mutual	$1,324
Travelers	$847
NYCM Insurance	$812
State Farm	$748

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Long Beach, NY Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-183	1345
One Claim	+138	1666
Two Claims	+183	1712

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