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Home Insurance Costs with Deductible Scenarios in Oceanside, NY & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Oceanside, NY $443900 $1029 $1,416
Franklin Square, NY $447600 $793 $1,091
North Massapequa, NY $432000 $1464 $2,015
Huntington Station, NY $356900 $991 $1,363
Island Park, NY $370900 $1165 $1,603
Kensington, NY $1237700 $794 $1,092
Westbury, NY $437900 $814 $1,120
Lakeview, NY $360600 $1117 $1,537
Hewlett, NY $439600 $819 $1,127
Oyster Bay Cove, NY $1547000 $721 $992

Impact of Coverage Amount on Home Insurance Cost In Oceanside, NY

Coverage Amount Home Insurance Cost ($)
$100,000 $335
$200,000 $981
$300,000 $1,273
$400,000 $1,612
$500,000 $2,063
$750,000 to $1000,000 $2,386
Above $1000,000 $2,821


Oceanside, NY Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Oceanside, NY Average Home Insurance Cost$1,433.7
State Average Home Insurance Cost$1,164
Difference Vs national Average209.7

Top Homeowners Insurance Companies in Oceanside, NY

Insurance Provider Average Homeowners Insurance Cost($)
Liberty Mutual $1,324
The Hanover $1,229
Chubb $782
MetLife $742

Oceanside, NY Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -186 1247
One Claim +86 1520
Two Claims +186 1620