Home Insurance Costs with Deductible Scenarios in Oceanside, NY & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Oceanside, NY	$443900	$1029	$1,416
Franklin Square, NY	$447600	$793	$1,091
North Massapequa, NY	$432000	$1464	$2,015
Huntington Station, NY	$356900	$991	$1,363
Island Park, NY	$370900	$1165	$1,603
Kensington, NY	$1237700	$794	$1,092
Westbury, NY	$437900	$814	$1,120
Lakeview, NY	$360600	$1117	$1,537
Hewlett, NY	$439600	$819	$1,127
Oyster Bay Cove, NY	$1547000	$721	$992

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Impact of Coverage Amount on Home Insurance Cost In Oceanside, NY

Coverage Amount	Home Insurance Cost ($)
$100,000	$335
$200,000	$981
$300,000	$1,273
$400,000	$1,612
$500,000	$2,063
$750,000 to $1000,000	$2,386
Above $1000,000	$2,821

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Oceanside, NY Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Oceanside, NY Average Home Insurance Cost	$1,433.7
State Average Home Insurance Cost	$1,164
Difference Vs national Average	209.7

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Top Homeowners Insurance Companies in Oceanside, NY

Insurance Provider	Average Homeowners Insurance Cost($)
Liberty Mutual	$1,324
The Hanover	$1,229
Chubb	$782
MetLife	$742

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Oceanside, NY Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-186	1247
One Claim	+86	1520
Two Claims	+186	1620

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