Home Insurance Costs with Deductible Scenarios in Queens County, NY & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Queens County, NY	$481300	$795	$1,094
Highlands, NJ	$276200	$714	$982
Queens, NY	$481300	$607	$835
North Merrick, NY	$467500	$1649	$2,269
South Valley Stream, NY	$443500	$1524	$2,097
Malverne Park Oaks, NY	$484400	$1740	$2,394
South Floral Park, NY	$395400	$1281	$1,763
Teaneck, NJ	$389000	$839	$1,154
East Newark, NJ	$300000	$745	$1,026
Little Ferry, NJ	$323300	$655	$901

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Impact of Coverage Amount on Home Insurance Cost In Queens County, NY

Coverage Amount	Home Insurance Cost ($)
$100,000	$202
$200,000	$672
$300,000	$885
$400,000	$1,131
$500,000	$1,448
$750,000 to $1000,000	$1,674
Above $1000,000	$1,979

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Queens County, NY Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Queens County, NY Average Home Insurance Cost	$1,107.41796
State Average Home Insurance Cost	$1,164
Difference Vs national Average	-116.58204

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Top Homeowners Insurance Companies in Queens County, NY

Insurance Provider	Average Homeowners Insurance Cost($)
Nationwide	$1,108
USAA	$1,038
Preferred Insurance	$900
MetLife	$742

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Queens County, NY Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-133	975
One Claim	+89	1196
Two Claims	+144	1251

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