Home Insurance Costs with Deductible Scenarios in Richmond County, NY & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Richmond County, NY	$460200	$1087	$1,496
Elizabeth, NJ	$268700	$676	$930
North Middletown, NJ	$228200	$653	$898
Leonardo, NJ	$315300	$768	$1,056
Rahway, NJ	$263200	$586	$806
Strathmore, NJ	$361900	$601	$827
Queens County, NY	$481300	$795	$1,094
Union Beach, NJ	$259800	$693	$953
Essex Fells, NJ	$834400	$1751	$2,410
Old Bridge, NJ	$333800	$741	$1,019

---

Impact of Coverage Amount on Home Insurance Cost In Richmond County, NY

Coverage Amount	Home Insurance Cost ($)
$100,000	$388
$200,000	$1,019
$300,000	$1,377
$400,000	$1,643
$500,000	$2,103
$750,000 to $1000,000	$2,432
Above $1000,000	$2,875

---

---

Richmond County, NY Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Richmond County, NY Average Home Insurance Cost	$1,514.025
State Average Home Insurance Cost	$1,164
Difference Vs national Average	290.025

---

Top Homeowners Insurance Companies in Richmond County, NY

Insurance Provider	Average Homeowners Insurance Cost($)
Liberty Mutual	$1,324
The Hanover	$1,229
USAA	$1,038
Preferred Insurance	$900

---

Richmond County, NY Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-212	1302
One Claim	+136	1650
Two Claims	+197	1711

---