Home Insurance Costs with Deductible Scenarios in Riverhead, NY & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Riverhead, NY	$350000	$963	$1,325
Cutchogue, NY	$514400	$1699	$2,338
Port Jefferson, NY	$514200	$614	$845
Mastic Beach, NY	$193300	$499	$687
Gordon Heights, NY	$255400	$704	$969
Port Jefferson Station, NY	$355800	$762	$1,049
Suffolk County, NY	$379400	$1084	$1,491
North Sea, NY	$817200	$604	$830
North Bellport, NY	$260900	$722	$994
Wading River, NY	$398900	$707	$973

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Impact of Coverage Amount on Home Insurance Cost In Riverhead, NY

Coverage Amount	Home Insurance Cost ($)
$100,000	$327
$200,000	$1,142
$300,000	$1,555
$400,000	$1,857
$500,000	$2,377
$750,000 to $1000,000	$2,748
Above $1000,000	$3,250

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Riverhead, NY Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Riverhead, NY Average Home Insurance Cost	$1,341
State Average Home Insurance Cost	$1,164
Difference Vs national Average	117

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Top Homeowners Insurance Companies in Riverhead, NY

Insurance Provider	Average Homeowners Insurance Cost($)
The Hanover	$1,229
USAA	$1,038
NYCM Insurance	$812
MetLife	$742

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Riverhead, NY Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-174	1167
One Claim	+107	1448
Two Claims	+188	1529

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