Home Insurance Costs with Deductible Scenarios in Southampton, NY & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Southampton, NY	$626400	$794	$1,092
Eastport, NY	$498000	$1814	$2,496
Shinnecock Hills, NY	$711800	$543	$747
Southold, NY	$544400	$605	$833
Riverside, NY	$78900	$426	$586
Flanders, NY	$291400	$830	$1,142
Westhampton, NY	$721600	$549	$755
Moriches, NY	$340700	$1029	$1,416
Manorville, NY	$409400	$736	$1,012
Aquebogue, NY	$425900	$1433	$1,972

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Impact of Coverage Amount on Home Insurance Cost In Southampton, NY

Coverage Amount	Home Insurance Cost ($)
$100,000	$185
$200,000	$502
$300,000	$737
$400,000	$856
$500,000	$1,096
$750,000 to $1000,000	$1,267
Above $1000,000	$1,498

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Southampton, NY Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Southampton, NY Average Home Insurance Cost	$1,105.25292
State Average Home Insurance Cost	$1,164
Difference Vs national Average	-118.74708

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Top Homeowners Insurance Companies in Southampton, NY

Insurance Provider	Average Homeowners Insurance Cost($)
Liberty Mutual	$1,324
Preferred Insurance	$900
Narragansett Bay	$786
MetLife	$742

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Southampton, NY Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-144	962
One Claim	+55	1161
Two Claims	+144	1249

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