Home Insurance Costs with Deductible Scenarios in Suffolk County, NY & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Suffolk County, NY	$379400	$1084	$1,491
Greenport West, NY	$478400	$1707	$2,349
Quiogue, NY	$498900	$1818	$2,502
Baiting Hollow, NY	$397700	$1292	$1,778
Poospatuck, NY	$159800	$476	$655
Medford, NY	$298900	$610	$839
Westhampton Beach, NY	$660400	$2094	$2,882
Westhampton, NY	$721600	$549	$755
Flanders, NY	$291400	$830	$1,142
Sound Beach, NY	$292700	$593	$816

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Impact of Coverage Amount on Home Insurance Cost In Suffolk County, NY

Coverage Amount	Home Insurance Cost ($)
$100,000	$375
$200,000	$1,193
$300,000	$1,649
$400,000	$1,975
$500,000	$2,528
$750,000 to $1000,000	$2,923
Above $1000,000	$3,456

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Suffolk County, NY Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Suffolk County, NY Average Home Insurance Cost	$1,509.3
State Average Home Insurance Cost	$1,164
Difference Vs national Average	285.3

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Top Homeowners Insurance Companies in Suffolk County, NY

Insurance Provider	Average Homeowners Insurance Cost($)
The Hanover	$1,229
Preferred Insurance	$900
Travelers	$847
State Farm	$748

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Suffolk County, NY Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-211	1298
One Claim	+136	1645
Two Claims	+196	1706

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