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Home Insurance Costs with Deductible Scenarios in Suffolk County, NY & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Suffolk County, NY $379400 $1084 $1,491
Greenport West, NY $478400 $1707 $2,349
Quiogue, NY $498900 $1818 $2,502
Baiting Hollow, NY $397700 $1292 $1,778
Poospatuck, NY $159800 $476 $655
Medford, NY $298900 $610 $839
Westhampton Beach, NY $660400 $2094 $2,882
Westhampton, NY $721600 $549 $755
Flanders, NY $291400 $830 $1,142
Sound Beach, NY $292700 $593 $816

Impact of Coverage Amount on Home Insurance Cost In Suffolk County, NY

Coverage Amount Home Insurance Cost ($)
$100,000 $375
$200,000 $1,193
$300,000 $1,649
$400,000 $1,975
$500,000 $2,528
$750,000 to $1000,000 $2,923
Above $1000,000 $3,456


Suffolk County, NY Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Suffolk County, NY Average Home Insurance Cost$1,509.3
State Average Home Insurance Cost$1,164
Difference Vs national Average285.3

Top Homeowners Insurance Companies in Suffolk County, NY

Insurance Provider Average Homeowners Insurance Cost($)
The Hanover $1,229
Preferred Insurance $900
Travelers $847
State Farm $748

Suffolk County, NY Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -211 1298
One Claim +136 1645
Two Claims +196 1706