Home Insurance Costs with Deductible Scenarios in Valley Stream, NY & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Valley Stream, NY	$385400	$999	$1,374
Upper Brookville, NY	$1816200	$750	$1,032
Searingtown, NY	$829500	$610	$840
Cedarhurst, NY	$524000	$1726	$2,375
Elmont, NY	$374900	$1065	$1,465
Mount Vernon, NY	$355600	$985	$1,356
Lattingtown, NY	$1112000	$746	$1,026
North Lindenhurst, NY	$337900	$1017	$1,399
Pelham, NY	$751600	$613	$844
Stewart Manor, NY	$570200	$1855	$2,552

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Impact of Coverage Amount on Home Insurance Cost In Valley Stream, NY

Coverage Amount	Home Insurance Cost ($)
$100,000	$405
$200,000	$1,066
$300,000	$1,388
$400,000	$1,839
$500,000	$2,354
$750,000 to $1000,000	$2,722
Above $1000,000	$3,218

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Valley Stream, NY Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Valley Stream, NY Average Home Insurance Cost	$1,390.77
State Average Home Insurance Cost	$1,164
Difference Vs national Average	166.77

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Top Homeowners Insurance Companies in Valley Stream, NY

Insurance Provider	Average Homeowners Insurance Cost($)
The Hanover	$1,229
Allstate	$1,192
Preferred Insurance	$900
Narragansett Bay	$786

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Valley Stream, NY Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-181	1210
One Claim	+111	1502
Two Claims	+167	1558

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